How I learned to avoid overspending at Christmas without being a Scrooge

How I learned to avoid overspending at Christmas without being a Scrooge

I LOVE Christmas. The events, the decorations, and especially all the time that people make for visiting with friends and family. Lately though, I’ve been finding more and more that people (myself included) use this holiday as an excuse the same way a child would blame a rebellious kid with poor boundaries they met in […]